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Nokia’s credit card / cell phone, the 6131 NFC

Nokia’s 6131 NFC (Near Field Communication) is one crazy beast. They’ve taken a basic 6131 handset and heavily modified it to function as a "touch to pay" device. What exactly does this mean? The 6131 NFC sports an embedded RFID chip. The chip stores all of your personal financial information, and allows you to pay for goods and services with a simple swipe of the phone over a specialized sensor. It will only function if the given retailer has TTP capabilities, but it’s certainly a viable bit of technology. The catch, of course, is that people should be a bit wary of placing all of their important financial data in the confines of a single device. Nokia claims that it’s a very secure system, but whether or not those claims will calm fears enough to prompt the sort of wide-scale adoption necessary to make something like this viable remains to be seen.

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7 comment(s) for this post.

  1. On Nov 23, 2007 @ 12:19 pm, angelJo008 Said:

    I can see the incidents of cell phone thefts going up exponentially here in the USA. even though this is a common handset idea in Asia, I don’t know that Americans are quite ready for something like this. I know I would be protecting my phone far more than I do now if my phone had this particular chip embedded in it. :)

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  2. On Nov 23, 2007 @ 12:52 pm, MIke Said:

    RBC/Visa up here in Canada is going to start testing some sort of “Wave your phone” to pay for small purchases at shops/restaurants.

    Similar idea, but not rfid.

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  3. On Nov 23, 2007 @ 12:53 pm, Anthony to the S. Said:

    It’s a great idea. But it better have the world’s greatest encryption on it in case of theft.

    http://paidandpopular.blogspot.com

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  4. On Nov 23, 2007 @ 3:36 pm, Jeff B. Said:

    Until this becomes a part of life, the question still remains: paper or plastic?

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  5. On Nov 25, 2007 @ 1:59 am, Jeff M Said:

    I’ll stick to using my credit card, my phone holds enough information as it is.

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  6. On Nov 26, 2007 @ 10:47 am, Joesph Said:

    HI Mike, Actually MasterCard has already launched PayPass service in Canada along with a dozen or so retailers. MC PayPass uses near field communication making the card (credit and debit cards enabled) a simple tap and go purchase.

    the trial that visa announced is yet to start but also uses nfc fucntionality.

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  7. On Nov 26, 2007 @ 10:53 am, Joesph Said:

    Think about Safety in a whole new way. is putting your card in a leather wallet inside your pocket safer? Or giving your card to the waiter who goes off to swipe it at the pos safer? This is way safer than “cards in the clear” Embedding your card info in a encrypted device that can lock and that never reveals your card information in the clear to another person is way safer, not to mention easier. How many of us have gone out pubbing with pals and left our card or gotten the wrong card back only to realize it the next morning. You are way less likely to leave behind your “communicator” than your card. I just had this happen to me on Friday. paid for drinks and when i clsoed the tab, i got Jarron’s card not mine… But I left with my phone aok.

    J.

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